Thursday, February 23, 2012

Session Scoop: SB 596 - Distracted Driving & Animal Activity

"Don't drive angry."
How many times have we seen it? You pull up next to someone on the highway, and between the driver and the steering wheel is a little furry face starting back at you.

Sure, it’s cute. But what happens if that dog or cat (or groundhog) suddenly decides it doesn’t like the way you’re looking at it and freaks out, causing the driver to swerve...most likely into your car?

Senate Bill 596 aims to keep animal distractions out of the front seat by making “animal activity” that pulls the driver's attention away from the road, blocks their vision, or interferes with the ability to operate the vehicle illegal.


Of course the alternative is to just teach your dog to drive the car:


...just please make sure they wear their seatbelts.
Speaking of dogs wearing seatbelts, according to AAA, an unrestrained nine-pound dog involved in 50 mile per hour crash will exert 450 pounds of force. Imagine a sumo wrestler hitting the dashboard, or the back of your seat...that’s the equivalent amount of force a small dog would carry.

AAA encourages the use of a restraint system any time someone drives with a pet. Check out their video regarding restraint systems for animals.

Tuesday, February 21, 2012

Session Scoop: SB 309 Mopeds and Motor Scooters

Side-saddle! I knew we forgot
something in the law!
On February 14, the Senate Judicial Proceedings Committee heard testimony on SB 309, which requires all mopeds and motor scooters in Maryland to be properly titled, registered and insured. It also requires the operator to wear a helmet and protective eye wear.

Here are some highlights from the hearing on this bill:

  • Maryland Law classifies a scooter or moped as any “vehicle” which has two wheels of 10 or more inches in diameter, and has an engine smaller than 50cc. Anything with an engine larger than 50cc is considered a motorcycle. In a follow up question, a member of the committee described something that sounded like a go-cart and asked what the classification of this vehicle would be. The MVA representative paused for a moment and answered, “…a toy, probably?”

  • Drivers who’ve had their licenses suspended will often turn to scooters or mopeds as an alternate means to get around. However, this is illegal. Operators of scooters or mopeds are required to have a valid driver’s license. Unfortunately, this rule is not strictly enforced.

  • Since Maryland does not classify motor scooters and mopeds as motor vehicles, victims of accidents caused by these motorized devices are not eligible for coverage by MAIF’s Uninsured Division.

  • Our neighboring states of Pennsylvania, Delaware and Virginia, as well as the District of Columbia, each have varying requirements for motor scooters and mopeds to be titled, registered, inspected, and/or insured. Maryland currently requires none of these.

  • There seems to be confusion among those who make and those who administer the laws as to the penalty for driving without insurance. During this hearing, one Senator asked whether driving without insurance could result in the driver going to jail for up to a year. The response from the MVA representative was a pensive, “I don’t know if it’s arrestable.” To which several members of the committee answered, very confidently, “It’s arrestable.” According to the MVA’s website, driving without insurance may result in fines, loss of plates, and suspension of registration, but no jail time. It’s providing false evidence of insurance that carries the possibility of a fine up to $1,000 and/or one year imprisonment. One would hope that between the lawmakers and administrators in that room, they might be a little more clear on the penalties for driving without insurance…especially when we estimate that 1-in-4 Maryland drivers is doing just that. 

Thursday, February 16, 2012

Session Scoop: Older Driver Testing



Our loved ones don't always
realize when it's time to
hang up the keys.
 
On February 1, 2012, the Senate Judicial Proceedings Committee heard Senate Bill 111, an administrative bill for the Motor Vehicle Administration (MVA), which proposes that Maryland Drivers Licenses and Identification Cards move from a five-year renewal cycle to an eight-year renewal cycle.

This hearing quickly turned from a simple housekeeping matter for the MVA to a debate on the merits of testing elderly drivers for cognitive ability.

The family of Nathan Krasnopoler, a Johns Hopkins student who was killed by an 83-year old motorist last year while riding his bicycle, appeared at the hearing to share their story and to oppose the proposed eight-year renewal period

Nathan’s mother, Susan Cohen, requested an amendment to the bill requiring elderly drivers be tested by the MVA for cognitive function every other time their license is renewed. While sympathetic to Nathan’s story, members of the committee noted that SB 111 was not the perfect match for such an amendment. However, if it finds a sponsor, this issue of cognitive testing for older drivers may make its way back in front of the committee in its own bill.

Currently, Maryland requires all drivers above the age of 40 to submit verification of a current eye exam. In addition, those above the age of 70 who are receiving a drivers license for the first time must have a certification of health from a physician.

In response to follow-up questioning from the committee, the MVA confirmed that once a driver reaches age 70, they would revert to a five-year renewal cycle.


not exactly the older
drivers we were looking
for.

According to the Insurance Institute for Highway Safety, many states, including our neighbors in Pennsylvania, West Virginia, and Delaware, do not require an accelerated renewal period or additional license renewal provisions for older drivers. Virginia only requires vision testing after age 80.

Maryland law is specific in listing the conditions that must exist in order for the MVA to require driver reexamination by a Medical Board. Age alone is not one of these criteria.

Often, an older driver may not realize their driving skills have diminished until it's too late. When you feel it may be time to address this difficult situation with someone you know, the MVA has a great resource for families and friends of elderly drivers.

It’s never easy to take freedom and mobility away from a loved one. But, sometimes it’s safest for them, and for those they might encounter on our roads.

Wednesday, February 15, 2012

Session Scoop 2012: Tick Tock

Three minutes.
Plenty of time to testify...
Politicians are universally acclaimed for their ability to talk more and more while saying less and less. For those who don't think that is a good attribute, a visit to the Senate Judicial Committee may, at first blush, warm your heart.


In this committee, which is equipped with high-tech multi-directional microphones and recording devices, and where every Senator has a laptop open in front of them, they have a very low-tech solution for regulating testimony...a seven-dollar kitchen timer.


...and make it back to the microwave
to stir your Mac & Cheese.

The timer is set for three minutes, and conspicuously activated the moment someone is called to testify. By the time that person gets to the podium and says their "thank you's," the time is down to 2:30.


150 seconds later, it beeps and the testimony is done.

One small flaw. The timer is not applied to the politicians. They are allowed to speak as long as they like on a bill which impacts you...you get three minutes to reply.

Imagine that.

Session Scoop 2012: We're Back, Baby


"they're baaaa-aack"

Session Scoop is back on line - a little late due to some personnel changes and an exceptionally busy start to the legislative session. But not to worry, there is plenty of session left, as Annapolis entertains the state legislators until midnight, April 9.

As always, Session Scoop will focus on insurance and driver safety issues. But we'll try to once again provide you with an unique view of the ways of "Inside Annapolis." We are aiming for at least two entries every week, sometimes more. So check back frequently.

This week, you will see posts on issues surrounding older drivers, as well as the state-of-the-art technology...ten-dollar digital kitchen timer...used by the Senate Judicial Proceedings Committee.

As always, we are interested in what you are interested in; so let us know.

Wednesday, June 15, 2011

Session Scoop Saves Orphans

On May 10 and 19, the Session Scoop team helped bring numerous orphans to Annapolis for pictures with Governor Martin O’Malley.  It was part of a yearly ritual that marks, in many ways, the end of the 2011 legislative session.  It is rewarding, hectic, confusing at times, and not at all what you think.

On these two days, Governor O’Malley, Lt. Governor Brown, Senate President Mike Miller and House Speaker Mike Busch signed into law almost 500 enactments of the Assembly, ending the journey of each from idea, to bill, to law.  

Supporters of the approved legislation attend the signing ceremony, receiving a pen and a photograph to commemorate its passage.  (See MAIF’s photo!)  Sometimes, there are no public victors available to celebrate a legislative success, and sadly, the bill becomes an “orphan”.

Bill signing day is a marvel of government efficiency.  Yes, really.  Over 200 bills are signed in a formal ceremony that usually involves the sponsor and citizens who worked to secure its passage.  For some signings, the crowd is large.  For instance, the so-called Dream Act, which allows undocumented Marylanders to receive in-state tuition rates at the state’s community colleges, involved dozens of activists.  The bill was “signed” four times to accommodate the over 100 supporters that wanted to be a part of the picture.

Bill signing ceremonies are highly choreographed.  The day before the event, a list of legislation to be signed is posted by the Governor’s office.  The next day, those supporters interested in the photo op assemble on the first floor of the State House while the elected officials are corralled in the Governor’s ceremonial office on the second floor. 

How can we know all of this inside information?  It just so happens that the Session Scoop team was in the trenches.  Armed with a list of bills, the team helped direct each elected official into the correct photo.  This is way harder than it sounds.  First, you have to recognize the official (they hate not being recognized).  Second, you have to determine which bill the official wants to be photographed in.  This is a big challenge.

Why?  Three reasons.  First, the intel is lacking.  The powers that be provide a list of bill numbers, in the order they will be signed.  However, if a bill was cross-filed (introduced in the House and Senate) and both bills passed, they are signed simultaneously.  This means that when someone comes for the photo of a House bill, you have to figure out the Senate bill number so they can get in the right picture.  But it gets far more confusing.

Another problem that plagues this process can only be described as the brain drain that follows the end of session. Many of the officials have forgotten (or possibly never knew) the bill numbers of legislation they worked on over the past six months.  One official told Session Scoop he was there for the “phosphates” bill, but didn’t know the bill number.  In fact, there wasn’t even a bill throughout the entire 2011 session with the word “phosphates” in the title.  Pretty frustrating, right? 

And still, chaos continues its manic reign right through the minutes leading up to the big photo.  Bill signings start at 10:00 a.m.  Between 9:50 a.m. - 10:05 a.m. hoards of politicians sashay into the room prepping for their “close up”.  This creates a perfect storm of confusion:  lots of people looking for direction and only a few brave souls providing some.

Meanwhile, hundreds of people wait on the first floor, listening for their bill to be called.  A bill number is called out to the crowd; interested supporters surge forward and follow a red-jacketed youth volunteer up to the second floor.  As they enter the ceremonial office, they are coupled with the appropriate politician.  Eventually, supporters stand proudly behind the signers, for the official photo.  This process is repeated hundreds of times each day.

As each group entered, our team checked bill numbers and alerted the appropriate elected officials.  During this time, many of the elected officials grow impatient waiting for their bill to be called.  Many don’t understand why their bills can’t be called by sponsor, instead of by bill number, and everyone wants to know why it can’t all happen NOW!  There is something funny and chaotic about dozens of adults all trying to go first, and charging that the system is unfair.

Not surprisingly, some of them learn how to “cheat.”  They have their staff go downstairs and get their bills called out all in a row.  This makes the Master bill list upstairs instantly outdated – leading to more confusion, or as the Session Scoop team thinks if it – “fun”.  Fun because in the confusion, the politicians looked to our team for help.  (This role reversal is sweet, because for 90 days we had to beg them for help.)  Enjoying the power, we helped some, confused others, and asked for contributions (one of those clauses is false).

Somehow, despite the confusion, it all works.  The elected officials are happy with assistance we’ve provided, some even hang out and talk with us as they await their next photo.  We get a valuable opportunity to build relationships on behalf of MAIF.

But what about the orphans?

If a bill is called on the first floor and no public supporters gather behind the red-jacketed volunteer, it is scratched from the photo list and stopped before it reaches the second floor. This complicates things upstairs.  Even though there’s no interest on the first floor, an elected official might be waiting on the orphaned bill on the second floor.  What a mess.

To get the “orphan bills” and the elected officials together in a photo, the team must revisit the bill number guessing game with the elected official, “I don’t know the number, but it involves school busses….”  And so it continues.  Once the orphans are identified, they are reunited with the elected official who gets a prime, solo spot in the picture.

Somehow it all works.  Volunteering gave the Session Scoop team a headache, but built some wonderful connections with elected officials, their constituents, and family members.

Plus, we helped the orphans.

Tuesday, June 7, 2011

MAIF Asks Drivers to Buckle Up For A Buck

MAIF's Charitable Giving Committee is asked dozens of times throughout the year to donate on behalf of causes that run the gamut from incurable diseases to projects that help sustain the environment.  One of our most favorite causes is vehicular safety.  It's not too surprising that an automobile insurance company would make safety a priority.  Besides the obvious reason of saving lives, vehicular safety can also increase your insurances rates. 

Buckle Up For A Buck is a brilliant idea from the Maryland State Highway Administration (SHA).  Partnering with SHA and the Montgomery County Police Department, MAIF funded the program in which law and enforcement and safety advocates handed out $1 bills to all drivers and passengers who buckled up before heading out on the road. The message was simple:  It pays to buckle up.  Literally.  Those drivers and passengers who neglected to wear their seat belts received a warning from law enforcement and information about the costs of not buckling up.

A buck won't change a life, or even buy much of a candy bar.  But this relatively inexpensive incentive always generates awareness of automobile safety issues and inspires stories about the importance of using a seatbelt.